Health insurance in Indonesia is relatively new to most people in Indonesia since the term health insurance has not become general vocabulary. An understanding of health insurance is still very diverse that no wonder-for instance in the past, many people who claim that the Community Health Insurance (JPKM) is not insurance health-just because his name was deliberately chosen not to use words insurance.
In the discussion of the history of health insurance, must be agreed in advance limitations of health insurance. In many textbooks insurance, health insurance covers social health insurance products and commercial. Social health insurance is insurance which is mandatory for all or part of the population (eg employees), premium or whose nominal value but not a mandatory percentage of wages paid, and insurance benefits (benefits) and the same set of laws for all the participants.
While the commercial health insurance is insurance sold by insurance company or other entity, the voluntary nature of membership, depending on the willingness people or companies to buy and the premiums specified in nominal terms according to the insurance benefits offered. Therefore insurance premiums and benefits Commercial health is a variation and not the same for every participant.
Domain includes a variety of health insurance programs or insurance products namely the replacement of money or delivery of health services, which are caused by illness, occupational accident, personal accident other than accident, replacement lost income due to illness or accident. appear that health insurance is very large objects.

While the commercial health insurance is insurance sold by insurance company or other entity, the voluntary nature of membership, depending on the willingness people or companies to buy and the premiums specified in nominal terms according to the insurance benefits offered. Therefore insurance premiums and benefits Commercial health is a variation and not the same for every participant.
Domain includes a variety of health insurance programs or insurance products namely the replacement of money or delivery of health services, which are caused by illness, occupational accident, personal accident other than accident, replacement lost income due to illness or accident. appear that health insurance is very large objects.
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