Modern Insurance widespread in Europe in the mid 19th century post- the industrial revolution. That time to grow new life expectancy is good, but on the other hand Increased risk in domestic life. traditional life more promising agriculture-based income stability and long-term certainty compared with industrial life. The uncertainty That triggers the growth of associations (associations, societies, clubs, etc..) AIMS to the which bear That together the Various risks befall a member of a group due to Industrialization Them.
Society was then growing rapidly in some countries, Such as Germany, Denmark, Sweden, Norway, Switzerland and the Netherlands, is characterized by the formation Various clubs made concerted WHO Efforts to confront members of the association Suffering from illness, so the association is Called sick clubs, mutual benefit funds, Cooperatives, or societies. Friendly Societies in England known and Saturday Funds The association of traders to Overcome the Various risks in running Efforts his.
Judging from the membership and form associations, known to some variation Such groups or business associations as trade unions, small industry, workers in Various sectors, artisans, entrepreneurs (then still a small or medium), physician individual, association of doctors, religious groups, and insurance companies. type general insurance in the 19th century is a mutual aid societies That form of mutual aid Informal collect dues from its member associations and promises to give cash (cash benefits) members of persons with disabilities (lost the ability / disable) Caused by an accident or illness, so members were the resource persons to trade or not Able to work again.History of Health Insurance in the World (Part I) (Part III)
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