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Factor Affectingn Exchange Rates

Factor Affectingn Exchange Rates
In free market, it is the demand and supply of the currency which should determine the exchange rates but demand and supply is the dependent on many factors, which are ultimately the cause of the exchange rate fluctuation, some times wild.

The volatility of exchange rates cannot be traced to the single reason and consequently, it becomes difficult to precisely define the factors that affect exchange rates. However, the more important among them are as follows:

·         Strength Of Economy
Economic factors affecting exchange rates include hedging activities, interest rates, inflationary pressures, trade imbalance, and euro market activities. Irving fisher, an American economist, developed a theory relating exchange rates to interest rates. This proposition, known as the fisher effect, states that interest rate differentials tend to reflect exchange rate expectation.

On the other hand, the purchasing- power parity theory relates exchange rates to inflationary pressures. In its absolute version, this theory states that the equilibrium exchange rate equals the ratio of domestic to foreign prices. The relative version of the theory relates changes in the exchange rate to changes in price ratios.

·         Political Factor

The political factor influencing exchange rates include the established monetary policy along with government action on items such as the money supply, inflation, taxes, and deficit financing. Active government intervention or manipulation, such as central bank activity in the foreign currency market, also have an impact. Other political factors influencing exchange rates include the political stability of a country and its relative economic exposure (the perceived need for certain levels and types of imports). Finally, there is also the influence of the international monetary fund.
·         Expactation Of The Foreign Exchange Market

Psychological factors also influence exchange rates. These factors include market anticipation, speculative pressures, and future expectations.

A few financial experts are of the opinion that in today’s environment, the only ‘trustworthy’ method of predicting exchange rates by gut feel. Bob Eveling, vice president of financial markets at SG, is corporate finance’s top foreign exchange forecaster for 1999. eveling’s gut feeling has, defined convention, and his method proved uncannily accurate in foreign exchange forecasting in 1998.SG ended the corporate finance forecasting year with a 2.66% error overall, the most accurate among 19 banks. The secret to eveling’s intuition on any currency is keeping abreast of world events. Any event,from a declaration of war to a fainting political leader, can take its toll on a currency’s value. Today, instead of formal modals, most forecasters rely on an amalgam that is part economic fundamentals, part model and part judgment.

o   Fiscal policy
o   Interest rates
o   Monetary policy
o   Balance of payment
o   Exchange control
o   Central bank intervention
o   Speculation
o   Technical factors

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